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Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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Where is the world's longest spiral staircase?
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| A |
The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps. |
 See More Real Estate Trivia > |
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Donna Richards
Tarbell Realtors
24445 Lupine Lane
Corona, CA 92883
Cell: 951-858-4059
Fax: 951-346-3735
main: ruffyrichards@aol.com
My optimistic attitude, caring approach and professional expertise are why clients keep coming back and recommending me to their family and friends. With my solid experience in real estate sales, I have upheld the time honoured practice of putting the customer first!
Whether you are purchasing for the first time, wish to upgrade your current property or are relocating to area, my sound real estate direction, accurate property evaluations, and proven marketing game plans, tough negotiation and open communication, guarantee results every time!   
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