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Donna Richards

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All agents are NOT alike! Find out why I am a top real estate expert. Call me:951-858-4059

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Find Out About the Latest Corona Area Homes for Sale Before Anyone Else! 

I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Corona, California area MLS, and even later on the national listings web sites, if at all. 

By signing up to receive my latest listings, I'll send you an email notice instantly -- as soon as my latest homes for sale go online. You'll find out first, before other Corona buyers. 

There is absolutely no obligation, and this service is free of charge. Don't miss out! 

Get an email as soon as my new properties come on the market in Corona! There's no obligation, and you can stop my emails with one click. Just fill out this form to get started... 

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
Where is the world's oldest hotel?

A 
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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Donna Richards, REALTOR®, real estate agent and broker for Corona, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Donna Richards
Keller Williams Realty

24445 Lupine Lane
Corona, CA 92883
Cell: 951-858-4059
Fax: 951-268-8000
main: ruffyrichards@aol.com

My optimistic attitude, caring approach and professional expertise are why clients keep coming back and recommending me to their family and friends. With my solid experience in real estate sales, I have upheld the time honored practice of putting the customer first! Whether you are purchasing for the first time, wish to upgrade your current property or are relocating to area, my sound real estate direction, accurate property evaluations, and proven marketing game plans, tough negotiation and open communication, guarantee results every time!

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